Harp Refinance Programs in Hawaii

HARP loans have been helping Hawaii residents since 2009  

A Hawaii HARP Lender can offer you a better loan including:

  • Reduction in the monthly principal and interest payment

  • Low closing costs

  • Easy credit qualifying

  • 48 hour Approval Process

How it works:

   Determine your eligibility for the HARP Government Loan Refinance Program

   Complete an easy 2 minute form

   A HARP Loan Specialist will respond within 1 business day.

   Review with no obligations your loan approval and locked rate. 

           

             Free Online Application

  • Types of properties accepted: single family homes, condos.

  • Debt-to-income ratio is less stringent in HARP loans compared to a normal loan.

  • Appraisal is NOT required in most cases.

 
9:00am Eastern
Product Interest Rate APR
Conforming 1and HARP Loans
30-Year Fixed 3.750% 3.925%
30-Year Fixed HARP 3.750% 4.827%
15-Year Fixed 3.000% 3.308%
5-Year ARM 2.250% 3.153%
5-Year ARM HARP 2.500% 3.089%
Larger Loan Amounts in Eligible Areas Ė Conforming and HARP.1
30-Year Fixed 3.875% 4.004%
30-Year Fixed HARP 3.750% 4.775%
5-Year ARM 2.500% 3.195%
Jumbo1 Loans Ė Amounts that exceed conforming loan limits1
30-Year Fixed 4.125% 4.256%
5-Year ARM 2.625% 3.328%

                         1Important Disclosures - View/ Print

 

Hawaii HARP Lending Limits

 

County Single Family 2 Units 3 Units 4 Units
HAWAII $470,250 $529,650 $643,500 $742,500
HONOLULU $544,185 $658,106 $799,568 $922,578
KALAWAO $200,160 $256,248 $309,744 $384,936
KAUAI $544,185 $647,350 $786,500 $907,500
MAUI $544,185 $638,750 $776,100 $895,500

 

 
 
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